It’s A ‘Win-Win’ For You & A Friend

Group of friends walking and smiling with their arms around each other.

When you feel good, you want to share it. And when you share your good experiences about Cinfed, you can get rewarded! Keep reading below for details of the Cinfed Member Referral Program.

 

When You Share The Benefits Of Cinfed With Someone, You Can Both Win.

FOR YOU: $50 bonus* for referring a new member.

FOR YOUR FRIEND: $150 bonus** for opening a qualified account.

Here’s how it works:

  1. REFER. Refer your friend to Cinfed. Just provide their name and email address (and your own info) using the Get Started link below and email to myreferral@cinfed.com. 
  2. INVITE. Tell your friend & invite them to open a qualifying account at Cinfed using the promo code MYREFERRAL. 
  3. RECEIVE. Get your $50. Upon your friend’s qualification, after 60 days, we’ll deposit $50 into your Cinfed account! 

It’s that simple. And, there’s no limit on how many people you can refer. 

It’s a win-win situation!

GET STARTED

*Member must submit friend or family member referral with all required information at Cinfed.com/myreferral to qualify by 12/31/2024. This includes friend’s first and last name and email, along with member’s name, phone number, email and last four digits of Cinfed account. For member to qualify, the friend must become a new member through qualifying account. Account must be open and in good standing (funded and positive balance) 60 days after account opening to qualify. If account qualifies, member will receive $50 bonus within 60 days after account opening and email notification from Cinfed. There is no limit on total referrals. Each bonus will be reported on form 1099-INT. Promotion subject to change at any time. By submitting the referral form, member acknowledges that your name and status as a Cinfed Member may be shared with your referral. Individuals who are referred must be at least 18 years of age. Individuals may be contacted with additional information.

**Account must be opened and submitted by 12/31/2024. New members only. Limit one bonus payout per individual. Promotional code MYREFERRAL must be included with all applications. Bonus will be deposited in member share account 60 days upon account opening or loan funding, pending account status. Bonus will be reported on 1099-INT. For account to qualify for bonus, must meet following criteria:

  1. Checking with new recurring direct deposit and minimum opening balance of $100. For new Kasasa, Basic or Zoom checking accounts. Rate and rewards are variable and may change after an account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Qualifications and rewards may vary by account. Limit one rewards checking and Kasasa saver per social security number. Contact a Cinfed Credit Union representative for additional information.
  2. Certificate with minimum opening deposit of $1,000 for 12-month term or longer. Standard restrictions and penalties for early withdrawal apply.
  3. Approved and funded Auto Loan (new or refinance). Subject to credit approval. Other qualifications apply.
  4. Approved and funded Mortgage (new or refinance). Subject to credit approval. Rate based on credit score and Loan-to-value (LTV). Other qualifications apply.
  5. Approved and funded Home Equity Line of Credit. Subject to credit approval. Rate based on credit score and Loan-to-value (LTV). Other qualifications apply.