Investment/Rental Property Financing

Women touring potential investment property

Are you looking to invest in a rental property? Financing can be a challenge for individuals purchasing smaller properties (1 to 4 units). 

Cinfed provides financing options plus a customized plan to help you.

Your Local, Customized Solution — With Great Rates

Many individual property investors face challenges with financing. If you want to purchase a rental property of four units or less, you’re too small to be considered for a traditional Commercial Loan. Yet the loan has a different set of considerations and is likely more complicated than a typical home mortgage.

Good news: Cinfed Mortgages can meet you where you are. We deliver a customized solution that accommodates your timing and personal situation. We specialize in properties and borrowers, including LLCs, in our membership footprint. Our focus on the Tristate, our locally based underwriting, and local loan processing result in a personalized approach that reflects our commitment to our Members.  

Unlike most financial institutions, Cinfed Mortgages provides you with a choice of two options to get a great rate.

  • Fixed Rate: lock in a rate that will remain for the entire term of your loan.
  • Adjustable Rate Mortgage (ARM): build in flexibility to your loan based on the market rate.

Cinfed Mortgages offers you the best of both worlds — great rates and the right size to give you the personal attention you deserve.