Get The Car You Want With A Flex Auto Loan
Limited Time Offer: Auto Loan Rate Match
With a Flex Auto Loan, you know your monthly payment will be lower. From now through the end of the year, Cinfed will match the rate you would have gotten with our traditional auto loan1… meaning even MORE savings for you!
A Different Way To Get The Car You Want
You Have A Guaranteed Buyer
You can finally get the car you want at a payment that fits your budget — different from a typical auto loan. With a Flex Auto Loan, YOU own the vehicle & have flexibility that includes:
- Your choice of a new or used vehicle (5 years or newer)
- You can pay off, sell, or refinance at any time
- Terms available as low as 24 months up to 72 months
- $0 due at signing2
At the end of the term if you still have the vehicle, you can keep it and refinance the loan; buy it outright; or simply walk away — you have a guaranteed buyer.
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2023 Toyota Camry Hybrid — Amount financed: $25,245
Interest rate: 6.99% Conventional/7.99% Flex
Current odometer: 25,000
| Term | Conventional payment | Flex Auto Loan | Payment savings |
| 48 Months | $601 | $370 | $231 (38%) |
| 60 Months | $497 | $354 | $143 (29%) |
| 72 Months | $428 | $321 | $107 (25%) |
| For illustrative purposes only; may not reflect current rates. Savings based on comparison to conventional auto loan terms. Savings may vary depending on vehicle. Subject to credit approval. | |||
Payment Calculator
Want an idea of what you’ll pay with a Flex Auto Loan? Enter your info into this calculator.
Three Easy Ways To Get Started
1 Subject to credit approval. Discount not to exceed floor rate of 6.490%. Offer expires 12/31/2024.
2 Subject to Credit Approval, Maximum loan-to-value (LTV) of 125%. LTV restrictions based on credit rating.
Federally insured by NCUA