Get The Car You Want With A Flex Auto Loan
Have a car in mind but not sure you can afford it?
Get the car you want with a monthly payment that fits your budget — and no money down!
Flex Auto Loan monthly payments are significantly lower than a typical auto loan. Cinfed members saved up to $215 per month!1
A Different Way To Get The Car You Want
You Have A Guaranteed Buyer
You can finally get the car you want at a payment that fits your budget — different from a typical auto loan. With a Flex Auto Loan, YOU own the vehicle & have flexibility that includes:
- Your choice of a new or used vehicle (5 years or newer)
- You can pay off, sell, or refinance at any time
- Terms available as low as 24 months up to 72 months
- $0 due at signing2
At the end of the term if you still have the vehicle, you can keep it and refinance the loan; buy it outright; or simply walk away — you have a guaranteed buyer.
2023 Toyota Camry Hybrid — Amount financed: $25,245
Interest rate: 6.99% Conventional/7.99% Flex
Current odometer: 25,000
Term | Conventional payment | Flex Auto Loan | Payment savings |
48 Months | $601 | $370 | $231 (38%) |
60 Months | $497 | $354 | $143 (29%) |
72 Months | $428 | $321 | $107 (25%) |
For illustrative purposes only; may not reflect current rates. Savings based on comparison to conventional auto loan terms. Savings may vary depending on vehicle. Subject to credit approval. |
Payment Calculator
Want an idea of what you’ll pay with a Flex Auto Loan? Enter your info into this calculator.
Three Easy Ways To Get Started
1 Average savings based on funded Flex loans from 1/2024 – 3/2024 compared to conventional auto loan terms. Savings may vary by vehicle. Subject to credit approval.
2 Subject to Credit Approval, Maximum loan-to-value (LTV) of 125%. LTV restrictions based on credit rating.
Federally insured by NCUA