Saturday, May 10
9:00 a.m. – 12:00 noon
Colerain Branch: 3688 Springdale Road, Cincinnati, Ohio 45251. Find A Branch
Shred Day is a FREE benefit to Cinfed members and the community. A large turnout is expected which may result in extensive traffic. Please be patient or make plans to return to the branch later in the day.
Note: Donations of canned goods will be accepted and provided to neighborhood food banks.
It is recommended to bring loose papers inside boxes or containers (limit of 4 per vehicle) that will be emptied and returned to you. Two spaces will be designated for parking and unloading. We ask that you please open your trunk BEFORE being assisted.
Accepted: Paper documents including those with attached staples and paper clips.
Not Accepted:
- Plastic bags (grocery bags, poly mailing bags, envelopes)
- Plastic folders
- 3-ring binders
- Books
- Pre-shredded paper of any kind
Your Financial Documents: Shred or Save?
Declutter – and keep your identity secure – by throwing away those old documents taking up space. But be careful because some financial documents have a longer shelf life than others.
Documents that are safe to shred right away:
- Paid utility and billing statements
- ATM receipts
- Sales receipts
If you normally hold onto your documents, scan them electronically to a computer then discard the paper copy safely. Electronic statements (credit card, checking account, etc.) will eliminate keeping track of physical copies and the hassle of uploading them to your archives.
Documents safe to shred after one year, according to the Federal Trade Commission:
- Pay Stubs
- Credit Card statements
- Medical bills (unless in dispute)
The following documents should be kept forever and stored in a secure place:
- Birth certificate
- Social Security card
- Legal will
Note: The FTC recommends keeping tax-related records for 7 years. The IRS normally has 3 years to complete an audit, but in some cases, seven is possible.
While decluttering can be stressful, please keep your financial documents in a safe and secure place until you can discard them safely. Shredding is one of the safest ways to throw away documents, and you can do just that with us on Saturday, May 10 at our Colerain branch.
Please contact a Cinfed representative at your nearest branch location with any questions.